Why Abilene Chooses Love & Love
The Differences Add Up Over 25 Years.
A lot changes in 25 years of mortgage lending. Loan programs evolve, regulations shift, and markets move. What hasn’t changed is the way Linda and Chris work: personally, carefully, and always with your best financial interest ahead of their own.
Rate Shopping at No Extra Cost
Our broker model means we compare wholesale lenders on your behalf, a structural advantage that works in your favor every time.
Decades of Experience
This depth means fewer surprises, better guidance, and a higher probability your closing happens seamlessly and on time.
Every Major Loan Program
Conventional, FHA, VA, USDA, jumbo, and refinance all under one roof. You won’t need to shop around for a different lender.
Rooted in Community
Abilene is our home, and these are our neighbors. We are proud members of area chambers of commerce and associations.
Your Abilene Mortgage Team
Abilene’s Most Experienced Mortgage Broker Team.
After years inside larger lending institutions, Chris and Linda founded Love & Love Mortgage Inc. in 2001. They believed a lean, locally owned brokerage could deliver better rates and more personal service than the big players ever could. More than 25 years later, that’s still exactly what they do. You work with Linda or Chris directly, from your first phone call through the day you close.
Home Loans in Abilene, TX
Every Loan Type. One Trusted Team.
Whether you’re buying your first home, a rural property, a high-value house, serving in the military, or ready to refinance, we have a program for your unique situation.
Conventional Loans
A strong fit for buyers with established credit. Down payments start at 3%, and we shop rates across multiple lenders for every conventional loan we originate.
FHA Loans
Designed for first-time buyers and those with smaller down payments or less established credit. A minimum of 3.5% down and more flexible qualification standards.
VA Loans
For eligible veterans, active-duty service members, and qualifying surviving spouses. No down payment required, no private mortgage insurance, and a broker who shops lenders to maximize your benefit.
USDA Loans
100% financing for eligible buyers in qualifying rural and suburban areas across Texas. Many communities in and around Abilene are within USDA-eligible zones.
Jumbo Loans
Financing for higher-value properties above the conforming loan limit. The rate-shopping advantage matters even more at this level.
Refinance
Replace your existing mortgage with a better rate, a shorter term, or access to your home’s equity. We shop refinances the same way we shop purchases.
Mortgage Process in Abilene, TX
We Keep You Informed the Entire Way.
Clear communications and a process that works for YOU.
One of the most common complaints about working with large lenders is that borrowers feel left in the dark. They submit documents and wait, unsure of where things stand. That’s not how we operate.
Linda and Chris are personally available by phone throughout the entire mortgage process. When your file moves to a new stage, we let you know. When the underwriter has a question, we handle it quickly and keep you informed. You’ll always know where things stand because we believe clear communication is part of doing the job right.
Why a Mortgage Broker Gets You a Better Rate.
When you apply through a bank, you get that bank’s rate. One option, presented as if it’s the only one. As a mortgage broker, we work differently. We take your loan to multiple wholesale lenders and let them compete for your business, then bring you the best available rate for your specific situation.
That rate competition costs you nothing extra. It’s built into how we operate, and it’s one of the most meaningful advantages we offer every client who walks through our door.
What Our Clients Say
Abilene Home Buyers Trust Us With One of the Biggest Decisions of Their Lives.
Truly made buying my first home a breeze.
“Linda and her team truly made buying my first home a breeze. They walked me through the process, step by step, and kept in constant communication with me throughout the entire purchase. What some say is the most stressful purchase one can make, was actually seamless and smooth.”
– Ashley Meier
Combines professionalism with true care for their clients.
“From start to finish, they were patient, transparent, and genuinely focused on helping me make the best financial decision. Every question I had was answered clearly, and the entire process felt smooth and stress-free. It’s rare to find a team that combines professionalism with true care for their clients, but they absolutely deliver.”
– Austin Smith
Easing our stress and ensuring a smooth process.
“As a military family, we faced the challenge of closing within 30 days while managing a move from our previous duty station. Chris and Linda guided us through every step, easing our stress and ensuring a smooth process. Their care extends well beyond the sale—they still send us a personal Christmas card each year!”
– Darcy Hodges
Let’s Find Out What You Qualify For.
Not sure where to start? Linda and Chris can answer your questions, walk through your options, and tell you exactly what you qualify for, in a free 30-minute conversation with no strings attached.