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Mortgage Franchise

Own Your Own Mortgage Brokerage with Love Mortgage.

The Love Mortgage logo: a navy blue outline of a house with a window, nested inside a large, stylized heart outline.

A Model Designed for Loan Officers.

The Love Mortgage franchise program is built around the realities of the mortgage business. It runs on a flat monthly royalty rather than a percentage of revenue, so franchise owners keep more of what they earn. Franchisees get access to pre-vetted wholesale lender relationships, established compliance systems, and the operational framework needed to run a compliant, client-centered brokerage from day one.

The model is designed to be low-overhead and flexible. Many franchise owners operate from a home office, which keeps costs manageable and puts more control in the owner’s hands.

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What Franchise Owners Get

A Franchise Opportunity Dedicated to Your Growth.

  • A flat-fee royalty structure that protects your earnings
  • Access to pre-vetted wholesale lender relationships
  • Established compliance systems and an operations manual
  • Startup guidance, initial training, and continuing support
  • Direct access to Linda and Chris Love and their combined 70+ years of industry experience
  • Marketing resources and ongoing operational guidance

Built From Decades in the Mortgage Business.

Linda and Chris Love have been originating mortgage loans since the 1980s and 1990s respectively. After spending years inside larger mortgage companies, they founded Love & Love Mortgage Inc. in Abilene, Texas in 2001 to prove that a smaller, independent brokerage could serve clients better than the big institutions. That philosophy worked. And now they are offering other mortgage professionals the same opportunity.

Love Mortgage Franchising, LLC is the franchise arm of the Love & Love Mortgage brand. It was created by Linda and Chris as a way to pass on what they built, giving licensed loan officers and mortgage professionals a clear, supported path to independent brokerage ownership.

Linda and Chris, smiling warmly, stand together at their 25th-anniversary party, surrounded by large plants and festive silver and blue decorations.
Mortgage company founders Chris and Linda Love smile for a portrait. Linda wears a blue blouse; Chris wears a suit and tie.

Explore Franchise Opportunities.

The Love Mortgage franchise website is the dedicated home for the full franchise opportunity, including investment details, territory availability, and the steps to get started. If you are a licensed loan originator or mortgage professional considering ownership, that is the right place to explore everything the program offers.