Home Loans Abilene TX
Find the Right Home Loan for Your Situation.
We offer loan programs to cover virtually every buyer type in Texas and we shop rates across multiple lenders for all of them.
One Broker. Every Loan Type.
Most lenders specialize in one or two programs and work around their limitations. At Love & Love Mortgage, we originate conventional, FHA, VA, USDA, and jumbo loans, as well as refinances for existing homeowners. Whether you’re a first-time buyer, veteran, rural buyer, move-up buyer, or homeowner looking to lower your rate, we have a program designed for it and the experience to guide you through it.
Conventional Loans
A standard mortgage not backed by a government agency, with down payment options as low as 3% for qualifying buyers. A strong fit for buyers with established credit who want flexibility in property type and loan structure.
FHA Loans
A government-backed mortgage insured by the Federal Housing Administration, designed for buyers with lower down payments or less established credit. Minimum down payment of 3.5%, with more flexible qualification standards than conventional programs.
VA Loans
A government-backed mortgage available to eligible veterans, active-duty service members, and qualifying surviving spouses. No down payment required and no private mortgage insurance. We’re active in the Abilene military community and know this program inside and out.
USDA Loans
A government-backed mortgage for eligible buyers in qualifying rural and suburban areas of Texas, offering 100% financing with no down payment required. Many communities in and around Abilene fall within USDA-eligible zones.
Jumbo Loans
A mortgage for loan amounts that exceed the conforming limits set by the Federal Housing Finance Agency, used to finance higher-value properties. Stricter qualification requirements apply, and the rate-shopping advantage matters more at this loan size.
Refinance
A new loan that replaces your existing mortgage, typically to lower your interest rate, adjust your loan term, or access equity you’ve built. We shop refinance rates across multiple lenders, and we work with homeowners across Texas regardless of where their original mortgage came from.